Bunga

Bunga :
Tabungan → saldo harian , saldo terendah , saldo rata-rata
Giro → saldo harian , saldo terendah
Deposito → saldo terendah

Rumus umum = %i x HB x Nominal
__________________
365

Tab.Atun , Siti Jk , i-10%
2/3 setor tunai 10.000.000
5/3 pinbuk kredit dari deposito K 15.000.000
8/3 pibuk debet untuk giro Z 5.000.000
12/3 pinbuk kredit cek Tn.L (Korman) 10.000.000
18/3 ambil tunai 7.000.000
21/3 kirim untuk tabungan Q dr Siti Sby 5.000.000


Rekapitulasi saldo
2/3 Kas 10.000.000
Tabungan 10.000.0000
5/3 Deposito 25.000.000
Tabungan 25.000.000
8/3 Tabungan 20.000.000
Giro 20.000.000
12/3 r/k pd BI 30.000.000
Tabungan 30.000.000
18/3 Tabungan 23.000.000
Kas 23.000.000
23/3 Tabungan 18.000.000
RAK 18.000.000
Saldo akhir 31/3 = 18.000.000

Saldo Harian
5/3 10% x ( 5-2 ) x 10.000.000
_________________________ = 8219.17808
365
8/3 10% x ( 8-5 ) x 10.000.000
_________________________ = 8219.17808
365
12/3 10% x ( 12-8 ) x 10.000.000
_________________________ = 10958.9041
365
18/3 10% x ( 18-12 ) x 10.000.000
_________________________ = 16438.3562
365
21/3 10% x ( 21-18 ) x 10.000.000
_________________________ = 8219.17808
365
31/3 10% x ( 31-21 )+1) x 10.000.000
_________________________ = 27397.2602
365
∑ total biaya = 79452.0542

 saldo akhir + total bunga = saldo awal bulan April

Saldo Terendah
31/3 10% x ( 31-2)+1 ) x 10.000.000
_________________________ = 8219.17808
365
Saldo rata-rata
31/3 10% x ( 31-2)+1 ) x 10.000.000
_________________________ = 8219.17808
365
Rata-rata = 10 + 25 + 20 + 30 + 23 + 18
________________________ = 21.000.000
6

Tabungan ( bunga ) Deposito
- Atun = Giro
- Joko = _____________________ +
- Toni = ∑ biaya deposit(i1)
___________________________ +
∑ total bunga tabungan =